Last week’s post reflected on consciously choosing a new idea to focus on for 2014. My personal choice has been to further expand financial planning outreach in the unique form of Changing Times Planning so that financial education, savvy, and confidence for all of us can growth significantly during this year. These rewards have no direct relation to the amount of assets a person has, or how much income they make in a year, or even what you think your math skills are – or are not. Believe me, if you handle your family’s budget, go shopping for groceries and necessities, comparison shop for good deals on purchases, and understand having to choose between which product or service gets your money, then you have more than enough “math skills” to venture into the world of financial planning. You just need to find those professionals who can speak in straightforward manner and not hide behind unnecessary technical garble. In fact, a great deal of what CFPs really strive to do is to communicate in-depth with clients – whether sharing education, listening to needs, figuring out practical ways to help make changes, and using various tools to provide a greater level of security and flexibility in very transitional times. Join me in taking the plunge to reclaim your financial competence and confidence this year – you’re very capable so go for it!